Ben Patrick — Owner & Advisor
I’ve been helping clients protect what they’ve built since 1991. My background spans property & casualty insurance (personal and commercial) and retirement planning, with a focus on safe accumulation and income strategies. I’m also a Federal Retirement Consultant, helping federal employees and retirees make sense of FERS/TSP benefits, survivor options, and tax-efficient rollovers.
Focus areas
- Personal insurance: home, condo, flood, auto, umbrella
- Commercial insurance: GL, property, workers’ comp, liquor liability, equipment breakdown, business interruption
- Retirement planning: fixed/indexed annuities, lifetime-income options, TSP/401(k)/IRA rollovers, RMD strategy
How I work
- Listen first: Goals, timelines, and budget.
- Compare smart options: Clear, side-by-side quotes/illustrations.
- Implement & service: Paperwork made easy; proactive reviews every year.
When I’m not working with clients, I’m enjoying the Florida sun with family, staying active, and trying to lower my golf handicap (work in progress).